Here is some information about this plan:
Benefits Plan Guide:
View a summary of the OTIP Occasional and Casual Members (OCM) Benefits Plan.
This plan is administered by OTIP.
Who is eligible
Eligibility for the OCM Benefits Plan is determined by your school board.
If you are eligible, you will receive an email invitation from OTIP in August/September.
How to participate
To have coverage under the plan, you must complete the following:
Obtaining an eligible LTO at the start or during the school year
If you obtain an eligible long-term occasional (LTO) position/contract, you have options. We encourage you to review your plans and premiums to determine the best option for you.
IMPORTANT: To avoid paying additional premiums when you obtain an LTO, you must send us an email as soon as possible. Refunds for premiums paid will not be offered.
IMPORTANT: Whether you obtain an eligible LTO position/contract or not, to participate in the OCM plan, you must submit the Eligibility Authorization Form and complete your enrolment.
Why would you want to select this option?
Simplicity. You will have coverage under the OCM plan from September 1 to August 31 with one benefits card and claims history in one location.
Stay in the OCM plan
Decline coverage under the ELHT plan (LTO plan)
Why would you want to select this option?
Funding. If your eligible LTO full-time equivalent (FTE) is 1.0, your ELHT plan (LTO plan) may pay 100% of Basic Life, Basic AD&D, health and dental premiums. If your FTE is less than 1.0, funding for health and dental benefits are pro-rated.
IMPORTANT: To avoid paying additional premiums when you obtain an LTO, you must send us an email as soon as possible. Refunds for premiums paid will not be offered. Please see the Important notes for more information.
Put your OCM plan on hold:
You can put the OCM plan on hold while you have coverage under the ELHT plan (LTO plan).
Enrol in the ELHT plan (LTO plan):
Reinstate your OCM plan after your LTO position/contract ends:
IMPORTANT NOTES:
Why would you want to select this option?
Co-ordination of benefits. You can submit claims to both benefits plans to get up to 100% of your money back for your health and dental costs. Simply submit your claims to your ELHT plan (LTO plan) first. If there is any portion that was not covered under the ELHT plan (LTO plan), you can submit the unpaid portion to the OCM plan.
Stay in the OCM plan
Enrol in the ELHT plan (LTO plan)
If you want to put your OCM plan on hold, please review Option #2.
Monthly premiums
Effective September 1, 2024 – August 31, 2025
Benefit | Monthly cost (including PST) | Monthly cost (excluding PST) | ||
Single | Family | Single | Family | |
Basic Life and AD&D | $17.01 | $17.01 | $15.75 | $15.75 |
Health | $174.26 | $435.66 | $161.35 | $403.39 |
Dental | $88.14 | $220.34 | $81.61 | $204.02 |
Notes: